General

Most commonly Used Words of 2020  Its early December and Year 2020 will be over in three weeks time. Time fly like anything and 2020 was a perfect example of that. When we think of month December, everyone think of holidays, Christmas and Santa. But it will not be same as still may communities around use facing with daily issues of covid. We are still locked state since the beginning of year 2020. It was…

  Closing Costs When Buying a Home The purchase price of your home is not the only costs you'll encounter. Here are other possible costs you need to consider: Mortgage loan insurance: If you are putting less than 20 percent of the house value down, you're going to need mortgage loan insurance. Depending on the lender, the premium can be added to mortgage payments. Appraisal fee: Lenders typically loan a percentage of the home's purchase price or…

Down Payment A down payment is the amount of money, including initial deposit, you put towards the purchase price of a any time item. IT can be a home tooMany times, especially the first time time buyers have a question in mind how much down payment should they make when buying a home. Can I buy a property with 5% down payment? depending upon wherever you live. You must talk to local professional dealing with…

Ugaam Ad Close Button started showing an icon on my one of WordPress website after few days of installing this plugin. I used this plugin for the Ad manager for linking other pages. For some reason, two red signs with a cross at the center appeared at the top and bottom of the pages. The location was just off the center but to the right. I had no idea about these. Having spent a good…

Difference Between a Standard Condominium and a Common Element Corporation If you buy a unit in a standard condominium corporation, you will be required to pay a common element fee for the maintenance of hallways, elevators, etc. Whereas, a common elements condominium corporation consists of common elements like roads or parks that are considered a parcel of tied land permanently attached to the property. This type of corporation requires owners to fund their maintenance and…

Buying A Home! Know Your Credit Score From Trusted Partner TransUnion. Check your credit score at transunion ! The ten-day cooling off period for pre-construction Projects Buying or Investing in a Second property  Always Consult your Lawyers and accountant !!! Quick Review After you have filled up the worksheet thru' your Realtor, what happens next? Your Realtor will try to secure* a unit for you. Once this is done successfully, he will arrange a day and time for you to…

Rental Check List Are you looking for a place to rent?  Please note that most of the Landlords are looking for AAA clients. To assist you further, here is a quick check list describing the documents you will need: Job letter** copy. Credit Checks** – Most recent. e.g 30 days or so, is the trend. Salary details and Pay stubs Work Place reference Photo id of the no of people occupying the place. Make/No of Cars…

Viewing a Rental Home. Viewing a property - Lease to rent Are you looking to lease a property to lease or to rent!  The main difference between leasing and renting is the period of time they cover. A rental agreement tends to cover a short term, it could be any number of days or months. While a lease contract is applied to long periods—usually 12 months. That's why landlords needs more documents to verify potential…