Curated Curiosities

What Are Different types of Insurance Policies

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Reading time:2 mins read
Post last modified:June 26, 2023

What Are Different types of Insurance Policies There are several types of insurance policies available, each designed to cover different risks and provide financial protection in different circumstances. Some of the most common types of insurance policies include: Life insurance - provides financial protection to beneficiaries upon the death of the policyholder. Health insurance - covers medical expenses and treatments, including hospitalization, doctor visits, and prescription drugs. Disability insurance - provides income replacement if the…

What Is Universal Life Insurance

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Reading time:1 mins read
Post last modified:April 19, 2023

What Is Universal Life Insurance Universal life insurance is a type of permanent life insurance that offers flexible premiums, a savings component, and a death benefit. It differs from other types of life insurance policies in that it allows policyholders to adjust their premiums and death benefits over time, based on their changing needs and financial circumstances. With universal life insurance, policyholders can allocate their premiums to cover the cost of insurance and to build…

What is Term 100 Insurance

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Reading time:2 mins read
Post last modified:June 22, 2023

What is Term 100 Insurance Term 100 insurance is a type of permanent life insurance that provides coverage for the policyholder's entire life, as long as the premiums are paid. Unlike traditional term insurance policies that provide coverage for a specific term, Term 100 insurance provides coverage for the entirety of the policyholder's life, with a fixed premium that does not increase over time. Term 100 insurance policies typically have a death benefit that remains…

What is Whole Life Insurance

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Reading time:2 mins read
Post last modified:April 19, 2023

What is Whole Life Insurance Whole life insurance is a type of life insurance policy that provides coverage for the entirety of the policyholder's life, as long as the premiums are paid. It is also known as permanent life insurance, as opposed to term life insurance, which provides coverage for a specific period of time. Whole life insurance policies typically have a fixed premium that is paid regularly over the lifetime of the policyholder. A…

What is a Term Insurance

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Reading time:2 mins read
Post last modified:April 19, 2023

What is a Term Insurance Term insurance is a type of life insurance policy that provides coverage for a specific period of time, usually a term of 10, 20, or 30 years. It is designed to provide financial protection to the policyholder's beneficiaries in the event of their unexpected death during the term of the policy. Term insurance policies typically have a fixed premium that is paid regularly over the term of the policy. If…

How long does a Furnace last

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Reading time:1 mins read
Post last modified:April 19, 2023

How long does a Furnace last The lifespan of a furnace can vary depending on several factors, including the quality of the furnace, how well it has been maintained, and how often it is used. On average, a well-maintained furnace can last between 15 and 20 years, although some may last longer or shorter. Regular maintenance, such as cleaning and replacing filters, lubricating moving parts, and inspecting and repairing components as needed, can help prolong…

Why Ground Fault Switch Interrupter is Important

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Reading time:2 mins read
Post last modified:September 15, 2024

Why Ground Fault Switch Interrupter is Important. A ground fault circuit interrupter (GFCI), also known as a ground fault switch interrupter, is a device that is designed to protect people from electric shock caused by ground faults. Ground faults occur when electrical current flows through an unintended path, such as through a person's body or through water. This can occur if an appliance or electrical device is damaged or faulty, or if there is a problem…

5 Ways to make Your Condo Feel More Spacious

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Post last modified:April 9, 2023

5 Ways to make Your Condo Feel More Spacious Living in a condo can sometimes feel cramped, but with a few simple tips, you can make your space feel more open and spacious. Here are five ways to make your condo feel spacious: Use light colors: Light-colored walls and furniture can help make your space feel brighter and more open. Choose light colors for your walls, curtains, and furniture to create the illusion of a…

How Long Does Shingles Last in A Home

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Reading time:2 mins read
Post last modified:March 14, 2025

How Long Does Shingles Last in A Home Shingles are an essential component of any roofing system. They protect the roof from external elements such as rain, wind, snow, and hail, and keep the house safe from water damage. However, like any other material, shingles also have a lifespan, and homeowners need to know how long they can expect their shingles to last. The lifespan of shingles can vary depending on several factors such as…

Three ways to prepare your Home before you list in this Season

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Reading time:3 mins read
Post last modified:March 14, 2025

Three ways to prepare your Home before you list in this Season If you're planning to sell your home, there are several things you can do to prepare it and make it more appealing to potential buyers. Here are three ways to prepare your home before you list it on the market: Declutter and Deep Clean One of the most important things you can do before listing your home is to declutter and deep clean.…