Winter Blues Winter blues, also known as seasonal affective disorder (SAD), is a type of depression that typically occurs during the winter months when there is less natural sunlight. Some of the symptoms of winter blues or SAD include low mood, lethargy, social withdrawal, oversleeping, weight gain, and carbohydrate cravings. There are a few things that people can do to alleviate the symptoms of winter blues or SAD, such as: Get outside during daylight hours:…
How Rent To Own Program Works A rent-to-own program is a way for potential homebuyers to rent a property for a period of time with the option to buy the property at the end of the rental period. Here's how it typically works: The renter and landlord (or property owner) agree to a rental period, usually between one to three years. The renter pays a non-refundable option fee at the beginning of the rental period,…
Why You Shouldn't Buy a Car Just Before Closing. If you are in the process of buying a car and are planning to close the deal soon, it is generally not advisable to buy a car just before closing. Here are a few reasons why: Financing issues: If you are financing your car purchase, the lender will likely require a credit check before the loan is approved. This check could affect your credit score, and…
Three Tips For Raising Credit Score Credit score is always needed when you are thinking of planning to take a loan, car loan, looking for mortgage, refinance your existing home or buying an investment property. There are many ways to improve your credit score, but here are three tips that can help you raise your credit score. First and the foremost is to make timely payments. Payment history is one of the most important factors…