GST/HST Credit Payment – January 5, 2026: What Canadians Need to Know

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As we are now in month of Dec 2025, Canadians are gearing up for a financial boost through the GST/HST credit in 2026. This government program helps eligible individuals and families offset the Goods and Services Tax (GST) or Harmonized Sales Tax (HST) paid during the year.

If you want the complete GST/HST credit 2025–2026 payment schedule and important details, check out this guide by Akal Homes for full insights.


GST/HST Credit Payment Date – January 5, 2026

  • Next Payment: Monday, January 5, 2026

  • Frequency: Quarterly (January, April, July, October)

  • Payment Amount: Depends on income and family situation; higher for families with children and lower-income households


Who Is Eligible for the GST/HST Credit?

The GST/HST credit is available to:

  • Canadian residents aged 19 or older

  • Families with children under 19

  • Low- and modest-income individuals and families

No separate application is required if you’ve filed your 2024 tax return. The Canada Revenue Agency (CRA) automatically determines your eligibility.


How You’ll Receive Your GST/HST Payment

You can receive your payment via:

  1. Direct deposit – fastest, credited on the payment date

  2. Cheque – mailed to your registered address

Make sure your banking and mailing information with CRA is up to date to avoid delays.


Tips to Maximize Your GST/HST Credit

  • Budget wisely: Use this boost to cover essential expenses or pay off holiday debt.

  • File taxes on time: Timely tax filing ensures uninterrupted credit payments.

  • Combine benefits: Families may also qualify for the Canada Child Benefit or provincial support programs.

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Looking Ahead: 2026 GST/HST Credit Schedule

After January 5, 2026, the remaining quarterly payments are scheduled for:

  • April 2, 2026

  • July 3, 2026

  • October 5, 2026

For the full 2025–2026 payment schedule and more details, visit Akal Homes’ GST/HST guide.

Start 2026 on the right foot and make sure you’re ready to receive your GST/HST credit this January 5!

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